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Card Services
Visa Credit Card
To report a lost or stolen VISA credit card call 1-800-433-0505
Do you know the interest rate that you are charged on your Sear's, Penney's, Boscov's, Lowe's or other merchant Credit Cards? Why pay those merchants more for your purchases. USSCO offers a Visa Credit Card with a 25 day grace period, and no annual fee. Minimum monthly payment is only 3% of account balance. Not only can we save you money over the higher interest rate store cards but we have added CashBack where you can Earn up to 1% CashBack on qualified purchases
To view your account balance, history, payment amount or due date on line visit eZCardInfo.com
Free Auto Rental Insurance
Add life insurance for minimum cost
Verified by Visa Adding a password to your card helps prevent online fraud Life Insurance
AlertMe
USSCO is excited to announce AlertMe, a new credit-monitoring service designed to help customers fight identity theft, a growing problem that affects millions of Americans. AlertMe gives early warning of activity on your credit report. Since credit report activity can be a sign of possible identity theft, early detection can help you catch problems quickly to help minimize losses.
AlertMe monitors your Experian credit file daily. New accounts, credit cards over the credit limit, and address changes are just a few of the items that AlertMe monitors. If an activity occurs, AlertMe will send you an email alerting you to the activity. You can log into the AlertMe Web site to read details about the activity and determine whether it is suspicious. AlertMe will also send an email to remind you to order your annual free credit reports.
The cost for AlertMe is $4.25 per month. Quarterly and annual plans are available at a reduced rate. To enroll or learn more, simply click on AlertMe link below.
We can transfer balances from your high interest cards to your USSCO Card or request a cash advance at the same low rates as purchases. Make payments to your card at any USSCO office,
through MAID or Home Banking. Start saving today!
Pick up an application at any USSCO office.
Foreign Transaction Notice
Purchases and cash advances made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the appplicable central processing date, which rate may vary from the rate Visa itself receives or the government-mandated rate in effect for the applicable central processing date. The exchange rates used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement processing date.
A fee of 1% of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the U.S. Puerto Rico or the U.S. Virgin Islands.
Visa Check Card
The card that works like a check!
Visa Check Card Application
Click here to apply today
New applications and card replacements
Print ...complete and sign...return to USSCO
Fax: 814.266.1575
Mail: USSCO Federal Credit Union
532 Oakridge Drive
Johnstown, PA 15904
or drop off at your nearest USSCO office
Our Visa Debit card can be used two ways:
1. You can use this card to withdraw funds from your 01 savings account or your checking account at any ATM that carries the Star, Plus, Visa, Accel/Exchange or Honor logo.
2. You can use this card, instead of writing a check, to make purchases at any merchant, worldwide, that accepts Visa. The purchase will be deducted directly from your checking account.
Special Features:
*For Card Activation call 1-800-708-7119
*Neural Network Fraud Detection System -- tracks your normal card usage and alerts us to any unusual activity
*Toll free, 24 hour telephone services to report lost or stolen cards by calling 1-800-554-8969.
Restrictions:
*Limited to three ATM withdrawals or nine point of sale transactions, to a maximum of $300.00 within a 24 hour period.
*Limited to 5 ATM transactions per month. Will be charged $.75 per transaction over the allowable limit.
*The maximum purchase limit for signature point-of-sale transactions is $2500.00 over a 3-day hold period.
Pin Numbers:
To change your Pin Number for the Debit Card visit one of USSCO's four ATMs. The machine will give you the option to change your Pin Number.
USSCO has 4 NO-FEE ATMs locations
Somerset Office
180 Beacon Street
Ebensburg Office
1104 W High Street
Richland Office
532 Oakridge Drive
Red Cross Lobby
Jari Drive, Johnstown
You may still use any ATM machine that displays the CU$ logo with no surcharge. For a complete listing of locations in Pennsylvania and surrounding states visit
cudollar.org
or ask for a listing at any credit union office.
Foreign Transaction Notice
Purchases and cash advances made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the appplicable central processing date, which rate may vary from the rate Visa itself receives or the government-mandated rate in effect for the applicable central processing date. The exchange rates used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement processing date.
A fee of 1% of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the U.S. Pureto Rico or the U.S. Virgin Islands.
