Checking Plus

WRITE YOUR OWN LOAN! IT'S NOT JUST FOR OVERDRAFT PROTECTION...

Checking Plus is your unsecured revolving line of credit to use whenever—and for whatever—you choose. No questions asked!

1. Write Your Own Loan!  We'll give you a book of checks, then just write your own loan. What could be easier?

2. Use NetTeller Online Banking / goDough^® Mobile Banking to access your line to make electronic transfers.

3. Use iTalk Telephone Banking or call us to request a transfer to your USSCO accounts.

4. Overdraft Protection  Overdrafts happen and the fees can start to add up. Checking Plus automatically transfers money to cover overdrawn checks, ACH, or debit card transactions—without expensive fees! Enjoy peace of mind for life's unexpected rainy days...

We don't charge you an additional fee when you activate your line or transfer funds and there aren't any payments due when you have a zero balance.

Once you do use your line of credit, finance charges will occur. You can make monthly payments or choose to pay the entire balance.

Since it's a revolving line, you'll have those funds available to use again and again.

Thinking about applying for our Checking Plus line of credit? You can do it in NetTeller online banking!

Easy Online Loan Application
Just login to your NetTeller account, click the Application tab, and follow the instructions. You’ll save a lot of time because many of the fields are prepopulated with your information.

Start a new application, check the status of a submitted application, or even continue an application from where you left off.

Talk about easy! What are you waiting for?

Questions? Just stop by any USSCO community office or give us a call at 814.266.4987 or toll-free 866.877.2628.

Click here for current rates for CheckingPlus Lines of Credit.

*There is no fee to activate your line or when funds are transferred.