Savings
Save for the future a little at a time.
There are two types of regular savings accounts available at USSCO. With our 01 share type account you can  access your Visa check card. The 04 share type account is a regular savings account. Each account pays interest on balances over $250.00.

Christmas Club
Want to put a little extra "jingle" in your pocket this holiday season?
The Christmas Clubs at USSCO may be opened at any time throughout the year with the last deposit being September 30. When opening the account you have the option to have the funds deposited to your primary savings, primary checking or to remain in the account after the September 30th close date. Funds may be withdrawn from the account at any time. Interest is paid on funds over $250.00. Make affordable deposits to your Christmas Club account throughout the year and watch your holidays shine!

Vacation Club
Do you  dream of taking the perfect vacation?
Stop dreaming and start saving with a Vacation Club account. Quicker than you think, you'll have the extra cash you need for that vacation or special purchase. The funds may be withdrawn from the account at any time. Interest is paid on balances over $250.00.

CD’S
Share Certificates are a method to invest money at a secure rate for a set period of time.  You may have the interest compounded quarterly, receive a monthly check, or
transfer the interest into your checking or savings account.

USSCO offers share certificates at competitive rates.  The minimum deposit is $500.00 per certificate.  Certificates of deposit are available in increments of 6, 12, 15, 18, 24, 36 or 60 months. 
See Rates

SUPER SAVER CERTIFICATE
12 month certificate with the flexibility to add to or to withdrawal from during the term.

Features include: 

• Initial Deposit $1000.00
• Make unlimited deposits of at least $500.00
• One partial withdrawal with no penalty per year
• Early surrender or 2 or more withdrawals, penalty is equal to 90 days dividends

If balance falls below $1000.00 the certificate must be closed.

Monthly Dividends posted on balances of $2500 and over. Interest rate is calculated by using the 1-year Constant Maturity Treasury Bill as of the 15th of the preceding month plus .75%. No monthly fee. Transactions are limited to 6 per month

All funds are federally insured (through the National Credit Union Share Insurance Fund) to at least $250,000 and backed by the full faith and credit of the United States Government.