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Rates
| Description | RATE | APY* |
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Share Certificates |
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Minimum deposit $500.00 |
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| 6-Month | 2.72% | 2.75% |
| 12-Month | 2.97% | 3.00% |
| 18-Month | 2.96% | 3.00% |
| 24-Month | 3.20% | 3.25% |
| 36-Month | 3.20% | 3.25% |
| 60-Month | 3.20% | 3.25% |
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Minimum deposit $2500.00 |
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| 12-Month | 2.97% | 3.00% |
| 15-Month | 2.96% | 3.00% |
| 18-Month | 2.96% | 3.00% |
| 24-Month | 3.20% | 3.25% |
| 36-Month | 3.20% | 3.25% |
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Penalty for early withdrawal of share certificates |
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| Super Saver Certificate | 2.87% | 2.90% |
| Minimum deposit $1000 | ||
| Allows for deposits of $500 or more during term. 1 withdrawal per year with no penalty as long as balance remains above $1000. Additional withdrawals have 90 days dividend penalty. |
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| Adjustable Rate Share Certificate | ||
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Minimum deposit $2500.00 |
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| 18-Month | 1.66% | 1.67% |
| 36-Month | 1.91% | 1.93% |
| 60-Month | 2.16% | 2.18% |
| Penalty for early withdrawal is 180-days dividends | ||
| IRA Certificates | ||
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Minimum Deposit $500 |
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| 18-Month | 2.96% | 3.00% |
| 36-Month | 3.20% | 3.25% |
| 60-Month | 3.20% | 3.25% |
| Adjustable IRA | ||
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Minimum balance $500.00 |
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| 60-Month | 2.03% | 2.05% |
| Early withdrawal penalty is equal to 180 days dividends for all IRAs | ||
| VISA Credit Card | APR** | |
| 11.9% | ||
| 13.9% | ||
| 15.9% | ||
| Rate based on credit worthiness | ||
| APR | ||
| Signature/Line of Credit Loans as low as |
10.90% |
up to 48 months |
| Rates based on credit worthiness | ||
| Shared Secured | ||
| 24 months | Share Type + 3.25% | |
| 24+ to 60 months | Share Type + 3.50% | |
| Over 60 months | Share Type + 3.75% | |
| Certificate Secured | ||
| 24 months | Certificate Rate + 2.00% | |
| 24+ to 60 months | Certificate Rate + 2.25% | |
| over 60 months | Certificate Rate + 2.50% | |
|
Mortgages |
APR | |
| Rate based on credit worthiness | ||
| 5 Year Fixed Home Equity | 6.25% | |
| 10 Year Fixed Home Equity | 6.25% | |
| 15 Year Fixed Home Equity | 6.50% | |
| 20 Year Fixed Home Equity | 6.75% | |
|
15-Year Fixed |
7.75% | |
| 20-Year Fixed 2nd Mortgage |
8.25% | |
| Home Equity Line of Credit | 5.25% | |
| One-Year Adjustable Mortgage | 5.00% | |
| Three Year Adjustable Mortgage | 5.50% |
|
| Five Year Adjustable Mortgage | 6.00% |
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| Costs vary with loan type and term Contact the loan department for additional information | ||
| Rates based on credit worthiness | ||
| Model 2008-2007-2006 Rates as low as |
APR | |
| New - 36 Months | 6.00% | |
| New - up to 60 Month | 6.25% | |
| New - over 60 Months | 6.50% | |
| Used - 36 Months | 6.50% | |
| Used - up to 60 Month | 6.75% | |
| Recreational Vehicles as low as |
APR | |
| Rates based on credit worthiness | ||
| 36-Months | 7.50% | |
| up to 60 Months | 7.75% | |
| over 60 Months | 8.25% | |
| All rates are subject to change without notice | ||
| **APR - Annual Percentage Rate |
*APY denotes Annual Percentage Yield
