A young family playing together on a couch

Certificates of Deposit

Want to make more money? Give it some time.

Dollars and days. Money and months. Put them together, and they make a potent, profitable combination. With our Certificates of Deposit, you can pick the savings period — anywhere from 6 months to 5 years. And when the time is up, you can be confident that you'll walk away with a good bit more than you started with.

  • Certificates of Deposit feature higher interest rates than most traditional savings accounts
  • In general, longer term CDs come with higher rates
  • Predictable returns — you'll know from Day One how much you'll earn over the CD's term
  • There may be interest penalties for early withdrawals. But there's never any risk to your principle investment
  • All CD deposits are insured by the National Credit Union Administration

Questions? Just stop by any USSCO community office or give us a call at 814.266.4987 or toll-free 866.877.2628.

Click here for current CD rates.

USSCO Federal Credit Union is a full-service financial institution with Pennsylvania offices in Johnstown, Somerset, and Ebensburg.

Certificates of Deposit can even be used to secure a loan, but loan term cannot exceed the term of the CD.

Minimum deposit $500.00

Penalty for early withdrawal of CDs:

Less than 18 months 90 days’ interest

18 months and over 180 days’ interest

Fees for early withdrawal may reduce earnings

Bank from your mobile device, wherever you are.