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Personal Checking

Can you do any better than “free”? In a word, yes.


Back in the day, when a financial institution offered totally free checking, they would trumpet it from the rooftops. [Or, in Southwestern PA, from the hilltops.] But these days, it’s just a beginning. At USSCO FCU, our full-service accounts also come with unlimited digital banking, a debit card for fast purchases, and dividend-earning potential that can put more dollars in your pocket.

  • Interest paid on primary checking with balances over $250
  • No minimum deposit or monthly service charge; however, you may be charged for insufficient funds and/or over limit protection
  • Unlimited check-writing
  • Free introductory basic checks when you enroll in Direct Deposit
  • Free debit card, providing access to nationwide ATM network
  • 24/7 Online Banking and electronic Bill Pay
  • On-the-go Mobile Banking and mobile check deposit
  • Free eStatements and eDocuments

Debit Card Fraud Detection

Our debit cards use a Neural Network, the latest technology in fraud detection. It tracks how you normally use your debit card and alerts you immediately via text to any transaction that appears to be out of character for you. For example, it will flag larger-than-normal amounts or charges out of the area.

Questions? Just stop by any USSCO community office or give us a call at 814.266.4987 or toll-free 866.877.2628.

Click here for current rates of Personal Checking Accounts.

Need to order personal checks? Get started ordering checks now!

USSCO Federal Credit Union is a full-service financial institution with Pennsylvania offices in Johnstown, Somerset, and Ebensburg.












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