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Retirement

Every moment matters. So does every dollar.


Travel, volunteer, embrace family, chase down dreams. The list of things you want to do in retirement? It’s really long. The number of years until life‘s next chapter begins? Growing shorter all the time. At USSCO FCU, we can get you on the path to the best future possible with a savings plan featuring a tax-advantaged Individual Retirement Account.

  • Traditional and Roth IRAs available
  • Contribute up to $7,000 a year [$8,000 if over age 50]
  • Earn competitive dividends [interest] on deposits
  • With Traditional IRAs, you may be able to take an income tax deduction every year you make a contribution
  • With Roth IRAs, withdrawals may be tax-free
  • With both Traditional and Roth IRAs, annual dividend [interest] earnings are tax-free
  • Build your balance by scheduling automatic online transfers from other USSCO FCU accounts
  • Talk to our friendly professionals or consult your financial advisor for more details on the different types of IRAs
  • Always contact your accountant or tax advisor for information on tax implications of this product

Questions? Just stop by any USSCO FCU community office or give us a call at 814.266.4987 or toll-free 866.877.2628.

USSCO Federal Credit Union is a full-service financial institution with Pennsylvania offices in Johnstown, Somerset, and Ebensburg.












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