It's moving day. smiling dad holding son as he takes boxes out of van. daughter and wife in background.

Home Equity Loans

Think big. And then make “big” happen.


That list. It could be on paper or simply stored in your imagination. It's all the things you would do if you had some extra money. We can turn those daydreams into an action plan. With an affordable Home Equity Loan from USSCO FCU, you can add a few rooms, build a deck, replace a roof, take a trip, buy something exciting, or go outside the box and do something really special for your family.

  • Borrow money for just about any purpose
  • Loan limit is 80% of your home's equity [the current market value minus any outstanding mortgage balance]
  • Minimum loan is $5,000 and maximum is $500,000
  • Repayment terms of 5, 10, or 15 years
  • Affordable fixed rates, based on credit-worthiness
  • Hazard insurance required
  • Interest may be tax-deductible; consult your financial advisor for full details

Questions? Just stop by any USSCO community office or give us a call at 814.266.4987 or toll-free 866.877.2628.

Click here for current Home Equity Loans rates.

USSCO Federal Credit Union is a full-service financial institution with Pennsylvania offices in Johnstown, Somerset, and Ebensburg.